103 W Highland StMurrayvilleIL62668
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 103 W Highland St, Murrayville, IL, 62668 in Murrayville. Priced at $116,000, it generates $2,201/mo in gross rent and $1,396/mo in net monthly cash flow, a 22.77% yield that comfortably supports the 4.22 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $16,755. Five-year appreciation: $32,049. Equity from principal paydown: $1,068/yr. Total projected cumulative return: $134,247.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22.8% | 7.0% |
| Monthly Cash Flow | $1,396 | $300 |
City averages based on Murrayville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,201 |
| Total Monthly Debt Service | $758 |
| DSCR Ratio | 2.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62668, Murrayville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 646 (100%) |
| Owner Occupied HU | 507 (78.5%) |
| Renter Occupied HU | 73 (11.3%) |
| Vacant Housing Units | 66 (10.2%) |
| Median Home Value | $154,167 |
| Average Home Value | $191,484 |
Housing Distribution
Address Breakdown
Residential
487
Single Family
487
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62668, Murrayville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 646 (100%) |
| Owner Occupied HU | 507 (78.5%) |
| Renter Occupied HU | 73 (11.3%) |
| Vacant Housing Units | 66 (10.2%) |
| Median Home Value | $154,167 |
| Average Home Value | $191,484 |
Housing Distribution
Address Breakdown
Residential
487
Single Family
487
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices