103 Peppermill LnGrayKY40734








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Gray at 103 Peppermill Ln, Gray, KY, 40734 with 5% annual appreciation on a $155,000 basis while $1,564/mo rent supports operations. Total monthly income totals $1,564/mo and a $759/mo payment preserves $620/mo for cash returns. Annual cash flow comes to $7,443/yr on $51,383 deployed, and return on cash invested reaches 34.4% in year one. Equity gained on principal adds $1,000/yr, and five-year appreciation sums $42,824 alongside rental yield of 12.11%. Five-year ROI measures 180.47% and total cumulative return in cash totals $92,728.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,564/mo property income versus a $759/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1995
0.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40734, Gray, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,630 (100%) |
| Owner Occupied HU | 1,124 (69.0%) |
| Renter Occupied HU | 315 (19.3%) |
| Vacant Housing Units | 191 (11.7%) |
| Median Home Value | $144,481 |
| Average Home Value | $183,972 |
Housing Distribution
Address Breakdown
Residential
1,474
Single Family
1,474
Multi-Family
0
Businesses
64
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Listed by: Abigail Harris • Century 21 Advantage Realty
Mls Name: Bluegrass REALTORS
Mls Provider:
Mls ID: #24022182
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








