103 Harper Grove Cir, Ocean Springs, MS, 39564 | $531/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Ocean Springs at 103 Harper Grove Cir, Ocean Springs, MS, 39564 offers $2,160/mo rent that, after a $1,199/mo payment, leaves $531/mo cash flow. Total monthly income is $2,160/mo, and annual cash flow is $6,372/yr on $81,184 cash. Return on cash invested measures 27.76% in year one, and rental yield stands at 10.58% at a $244,900 entry. Equity gained on principal adds $1,580/yr while 5% annual appreciation compounds into $67,661 by year five. Five-year ROI records 145.54% and total cumulative return in cash reaches $118,157. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,160/mo property income versus a $1,199/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Townhouse

Built in 2025

2,178 sqft lot

$N/A/sqft

$1,560 annually HOA