10294 Stoecker WayElk GroveCA95757
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 10294 Stoecker Way, Elk Grove, CA, 95757 in Elk Grove. Rental yield 6.36%. The 1.18 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $178,202 and $5,941/yr in principal reduction project total return of $193,237.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 5.5% |
| Monthly Cash Flow | $(814) | $300 |
City averages based on Elk Grove market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,416 |
| Total Monthly Debt Service | $3,974 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
9,367 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
9,367 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Troy Thinh Khuu • Intero Real Estate Services
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82018628
Disclaimer: Based on information from the MLSListings MLS as of 2025-08-20 14:29:21 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.