10292 Wateridge Cir UNIT 253San DiegoCA92121
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 10292 Wateridge Cir UNIT 253, San Diego, CA, 92121 in San Diego. Rental yield 7.05%. The 1.31 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $261,086 and $8,704/yr in principal reduction project total return of $339,437.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 4.8% |
| Monthly Cash Flow | $(294) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,552 |
| Total Monthly Debt Service | $5,470 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1999
6.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92121, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,856 (100%) |
| Owner Occupied HU | 849 (45.7%) |
| Renter Occupied HU | 914 (49.2%) |
| Vacant Housing Units | 93 ( 5.0%) |
| Median Home Value | $1,047,515 |
| Average Home Value | $1,103,613 |
Housing Distribution
Address Breakdown
Residential
1,834
Single Family
1,345
Multi-Family
489
Businesses
3,795
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1999
6.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92121, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,856 (100%) |
| Owner Occupied HU | 849 (45.7%) |
| Renter Occupied HU | 914 (49.2%) |
| Vacant Housing Units | 93 ( 5.0%) |
| Median Home Value | $1,047,515 |
| Average Home Value | $1,103,613 |
Housing Distribution
Address Breakdown
Residential
1,834
Single Family
1,345
Multi-Family
489
Businesses
3,795
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Russell Petrone • Petrone Properties, Inc
Mls Name: CRMLS
Mls ID: #NDP2506576