1026 Oak Blossom WayWhitsettNC27377
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 1026 Oak Blossom Way, Whitsett, NC, 27377 in Whitsett delivers $1,645/mo in gross rent and $314/mo in net monthly income at a $179,000 entry. The 11.03% yield and 2.04 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $49,454 over five years and $1,649/yr in equity from loan paydown, total projected return is $89,103.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $314 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,645 |
| Total Monthly Debt Service | $1,260 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
871.20 sqft lot
$N/A/sqft
$240 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27377, Whitsett, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,375 (100%) |
| Owner Occupied HU | 3,916 (72.9%) |
| Renter Occupied HU | 1,215 (22.6%) |
| Vacant Housing Units | 244 ( 4.5%) |
| Median Home Value | $323,252 |
| Average Home Value | $339,930 |
Housing Distribution
Address Breakdown
Residential
5,235
Single Family
4,215
Multi-Family
1,020
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
871.20 sqft lot
$N/A/sqft
$240 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27377, Whitsett, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,375 (100%) |
| Owner Occupied HU | 3,916 (72.9%) |
| Renter Occupied HU | 1,215 (22.6%) |
| Vacant Housing Units | 244 ( 4.5%) |
| Median Home Value | $323,252 |
| Average Home Value | $339,930 |
Housing Distribution
Address Breakdown
Residential
5,235
Single Family
4,215
Multi-Family
1,020
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robert Cavinder • Keller Williams Central
Mls Name: Doorify MLS
Mls Provider:
Mls ID: #10101822
Disclaimer: The MLS listing information displayed is deemed reliable, but is not guaranteed accurate by the MLS. Copyright 2025 Doorify MLS of North Carolina. All rights reserved.