1025 S Riverside Ave SPACE 20RialtoCA92376
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1025 S Riverside Ave SPACE 20, Rialto, CA, 92376 in Rialto. Priced at $185,000, it generates $4,649/mo in gross rent and $3,504/mo in net monthly cash flow, a 30.15% yield that comfortably supports the 5.59 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $42,052. Five-year appreciation: $51,112. Equity from principal paydown: $1,704/yr. Total projected cumulative return: $295,709.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 30.2% | 6.0% |
| Monthly Cash Flow | $3,504 | $1,500 |
City averages based on Rialto market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,649 |
| Total Monthly Debt Service | $1,071 |
| DSCR Ratio | 4.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1973
3,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92376, Rialto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,458 (100%) |
| Owner Occupied HU | 13,734 (58.5%) |
| Renter Occupied HU | 9,177 (39.1%) |
| Vacant Housing Units | 547 ( 2.3%) |
| Median Home Value | $463,578 |
| Average Home Value | $504,544 |
Housing Distribution
Address Breakdown
Residential
22,775
Single Family
19,648
Multi-Family
3,127
Businesses
1,461
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1973
3,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92376, Rialto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,458 (100%) |
| Owner Occupied HU | 13,734 (58.5%) |
| Renter Occupied HU | 9,177 (39.1%) |
| Vacant Housing Units | 547 ( 2.3%) |
| Median Home Value | $463,578 |
| Average Home Value | $504,544 |
Housing Distribution
Address Breakdown
Residential
22,775
Single Family
19,648
Multi-Family
3,127
Businesses
1,461
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices