1022 NAVARRO ST UNIT 204San AntonioTX78205
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 1022 NAVARRO ST UNIT 204, San Antonio, TX, 78205 in San Antonio achieves a 1.69 ratio at $539,900: $4,114/mo rent versus $2,428/mo debt service. Rental yield 9.14%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.14% yield compounds alongside 5% annual appreciation projecting $149,164 in value. Total projected cumulative return: $184,621.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.8% |
| Monthly Cash Flow | $(392) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,114 |
| Total Monthly Debt Service | $4,291 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1983
N/A lot
$N/A/sqft
$666 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78205, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,560 (100%) |
| Owner Occupied HU | 125 ( 8.0%) |
| Renter Occupied HU | 1,074 (68.8%) |
| Vacant Housing Units | 361 (23.1%) |
| Median Home Value | $588,483 |
| Average Home Value | $581,200 |
Housing Distribution
Address Breakdown
Residential
1,561
Single Family
35
Multi-Family
1,526
Businesses
1,271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1983
N/A lot
$N/A/sqft
$666 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78205, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,560 (100%) |
| Owner Occupied HU | 125 ( 8.0%) |
| Renter Occupied HU | 1,074 (68.8%) |
| Vacant Housing Units | 361 (23.1%) |
| Median Home Value | $588,483 |
| Average Home Value | $581,200 |
Housing Distribution
Address Breakdown
Residential
1,561
Single Family
35
Multi-Family
1,526
Businesses
1,271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices