1020 Logan LnVistaCA92081
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1020 Logan Ln, Vista, CA, 92081 in Vista speaks for itself: 10.18% gross on a $734,490 price, generating $6,230/mo in rent and $1,240/mo in net income after the $3,303/mo debt service. DSCR 1.89, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,877 stacks alongside $202,926 in projected five-year appreciation and $6,765/yr in principal reduction. Projected total cumulative return: $360,203.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $1,240 | $300 |
City averages based on Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,230 |
| Total Monthly Debt Service | $4,698 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2024
N/A lot
$N/A/sqft
$447 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2024
N/A lot
$N/A/sqft
$447 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices