102 Sylvan StElbridgeNY13060
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 102 Sylvan St, Elbridge, NY, 13060 in Elbridge. Priced at $290,000, it generates $2,971/mo in gross rent and $1,035/mo in net monthly cash flow, a 12.29% yield that comfortably supports the 2.28 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,415. Five-year appreciation: $80,122. Equity from principal paydown: $2,671/yr. Total projected cumulative return: $177,152.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.2% |
| Monthly Cash Flow | $1,035 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,971 |
| Total Monthly Debt Service | $1,821 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13060, Elbridge, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,326 (100%) |
| Owner Occupied HU | 1,079 (81.4%) |
| Renter Occupied HU | 167 (12.6%) |
| Vacant Housing Units | 80 ( 6.0%) |
| Median Home Value | $225,528 |
| Average Home Value | $269,011 |
Housing Distribution
Address Breakdown
Residential
1,061
Single Family
918
Multi-Family
143
Businesses
89
Nearby investment properties with comparable rents
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13060, Elbridge, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,326 (100%) |
| Owner Occupied HU | 1,079 (81.4%) |
| Renter Occupied HU | 167 (12.6%) |
| Vacant Housing Units | 80 ( 6.0%) |
| Median Home Value | $225,528 |
| Average Home Value | $269,011 |
Housing Distribution
Address Breakdown
Residential
1,061
Single Family
918
Multi-Family
143
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices