102 Hidden Ridges WayCombined LocksWI54113
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.43% yield at 102 Hidden Ridges Way, Combined Locks, WI, 54113 in Combined Locks is solid, but the $1,686/mo payment compresses net cash flow to $118/mo at $374,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $103,578 by year five, and $3,453/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.56) without U.S. income documentation. Total projected return: $150,587.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $118 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,634 |
| Total Monthly Debt Service | $2,367 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54113, Combined Locks, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,515 (100%) |
| Owner Occupied HU | 1,271 (83.9%) |
| Renter Occupied HU | 209 (13.8%) |
| Vacant Housing Units | 35 ( 2.3%) |
| Median Home Value | $328,853 |
| Average Home Value | $335,840 |
Housing Distribution
Address Breakdown
Residential
1,417
Single Family
1,417
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54113, Combined Locks, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,515 (100%) |
| Owner Occupied HU | 1,271 (83.9%) |
| Renter Occupied HU | 209 (13.8%) |
| Vacant Housing Units | 35 ( 2.3%) |
| Median Home Value | $328,853 |
| Average Home Value | $335,840 |
Housing Distribution
Address Breakdown
Residential
1,417
Single Family
1,417
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jill Coenen • Century 21 Ace Realty
Mls Name: RANW
Mls ID: #50315603