102 Bella Toscana Ave #1306AustinTX78734
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.52 makes 102 Bella Toscana Ave #1306, Austin, TX, 78734 in Austin one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.22%. The 8.22% yield, 5% annual appreciation ($90,289 over five years), and $3,010/yr in principal reduction project a total cumulative return of $94,533.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 4.5% |
| Monthly Cash Flow | $(506) | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,238 |
| Total Monthly Debt Service | $2,614 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2019
3,689 sqft lot
$N/A/sqft
$420 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78734, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,565 (100%) |
| Owner Occupied HU | 7,586 (71.8%) |
| Renter Occupied HU | 1,989 (18.8%) |
| Vacant Housing Units | 990 ( 9.4%) |
| Median Home Value | $770,107 |
| Average Home Value | $947,171 |
Housing Distribution
Address Breakdown
Residential
10,698
Single Family
9,927
Multi-Family
771
Businesses
1,419
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2019
3,689 sqft lot
$N/A/sqft
$420 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78734, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,565 (100%) |
| Owner Occupied HU | 7,586 (71.8%) |
| Renter Occupied HU | 1,989 (18.8%) |
| Vacant Housing Units | 990 ( 9.4%) |
| Median Home Value | $770,107 |
| Average Home Value | $947,171 |
Housing Distribution
Address Breakdown
Residential
10,698
Single Family
9,927
Multi-Family
771
Businesses
1,419
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices