10196 SW 42nd DrJasperFL32052
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 10196 SW 42nd Dr, Jasper, FL, 32052 in Jasper deserves attention. This $119,000 property earns $1,838/mo in rent, a 18.54% gross yield, and nets $1,049/mo after the $535/mo payment. DSCR 3.44 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $32,878 compounds alongside $1,096/yr in yearly equity build, for a total cumulative return of $112,829.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.5% | 7.0% |
| Monthly Cash Flow | $1,049 | $300 |
City averages based on Jasper market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,838 |
| Total Monthly Debt Service | $742 |
| DSCR Ratio | 2.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1992
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32052, Jasper, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,000 (100%) |
| Owner Occupied HU | 1,793 (59.8%) |
| Renter Occupied HU | 700 (23.3%) |
| Vacant Housing Units | 507 (16.9%) |
| Median Home Value | $123,176 |
| Average Home Value | $236,422 |
Housing Distribution
Address Breakdown
Residential
2,348
Single Family
2,348
Multi-Family
0
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1992
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32052, Jasper, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,000 (100%) |
| Owner Occupied HU | 1,793 (59.8%) |
| Renter Occupied HU | 700 (23.3%) |
| Vacant Housing Units | 507 (16.9%) |
| Median Home Value | $123,176 |
| Average Home Value | $236,422 |
Housing Distribution
Address Breakdown
Residential
2,348
Single Family
2,348
Multi-Family
0
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices