1019 Messner RdChester SpringsPA19425
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1019 Messner Rd, Chester Springs, PA, 19425 in Chester Springs: $8,705/mo in rent, $5,362/mo net, 26.34% gross yield, all on a $396,580 acquisition. The 4.88 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $109,568 in value, and $3,653/yr in principal paydown steadily builds equity. Projected total cumulative return: $499,287.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 26.3% | 6.2% |
| Monthly Cash Flow | $5,362 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $8,705 |
| Total Monthly Debt Service | $3,186 |
| DSCR Ratio | 2.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1788
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19425, Chester Springs, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,032 (100%) |
| Owner Occupied HU | 5,056 (83.8%) |
| Renter Occupied HU | 738 (12.2%) |
| Vacant Housing Units | 238 ( 3.9%) |
| Median Home Value | $694,958 |
| Average Home Value | $719,277 |
Housing Distribution
Address Breakdown
Residential
5,856
Single Family
5,856
Multi-Family
0
Businesses
292
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1788
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19425, Chester Springs, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,032 (100%) |
| Owner Occupied HU | 5,056 (83.8%) |
| Renter Occupied HU | 738 (12.2%) |
| Vacant Housing Units | 238 ( 3.9%) |
| Median Home Value | $694,958 |
| Average Home Value | $719,277 |
Housing Distribution
Address Breakdown
Residential
5,856
Single Family
5,856
Multi-Family
0
Businesses
292
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A