10185 Wind Crest CirHamburgMI48139
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 10185 Wind Crest Cir, Hamburg, MI, 48139 in Hamburg speaks for itself: 19.13% gross on a $279,000 price, generating $4,448/mo in rent and $2,334/mo in net income after the $1,255/mo debt service. DSCR 3.54, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $28,002 stacks alongside $77,083 in projected five-year appreciation and $2,570/yr in principal reduction. Projected total cumulative return: $257,612.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.1% | 9.2% |
| Monthly Cash Flow | $2,334 | $350 |
City averages based on Hamburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,448 |
| Total Monthly Debt Service | $2,004 |
| DSCR Ratio | 2.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1998
N/A lot
$N/A/sqft
$275 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48139, Hamburg, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 66 (100%) |
| Owner Occupied HU | 60 (90.9%) |
| Renter Occupied HU | 3 ( 4.5%) |
| Vacant Housing Units | 3 ( 4.5%) |
| Median Home Value | $425,000 |
| Average Home Value | $461,292 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1998
N/A lot
$N/A/sqft
$275 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48139, Hamburg, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 66 (100%) |
| Owner Occupied HU | 60 (90.9%) |
| Renter Occupied HU | 3 ( 4.5%) |
| Vacant Housing Units | 3 ( 4.5%) |
| Median Home Value | $425,000 |
| Average Home Value | $461,292 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices