10181 Amador StJacksonCA95642
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 10181 Amador St, Jackson, CA, 95642 in Jackson is straightforward: $395,800 in, $3,210/mo in rent, $762/mo out after debt service. The 9.73% gross yield and 1.80 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $109,352 by year five. With $3,645/yr in principal equity, the total cumulative return is projected at $199,078.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.0% |
| Monthly Cash Flow | $762 | $350 |
City averages based on Jackson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,210 |
| Total Monthly Debt Service | $2,291 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95642, Jackson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,660 (100%) |
| Owner Occupied HU | 2,160 (59.0%) |
| Renter Occupied HU | 1,117 (30.5%) |
| Vacant Housing Units | 383 (10.5%) |
| Median Home Value | $517,516 |
| Average Home Value | $581,959 |
Housing Distribution
Address Breakdown
Residential
3,095
Single Family
2,801
Multi-Family
294
Businesses
724
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95642, Jackson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,660 (100%) |
| Owner Occupied HU | 2,160 (59.0%) |
| Renter Occupied HU | 1,117 (30.5%) |
| Vacant Housing Units | 383 (10.5%) |
| Median Home Value | $517,516 |
| Average Home Value | $581,959 |
Housing Distribution
Address Breakdown
Residential
3,095
Single Family
2,801
Multi-Family
294
Businesses
724
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices