1017 S Phillip CtFowlerCA93625
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 1017 S Phillip Ct, Fowler, CA, 93625 in Fowler hard to pass up. The 12.8% gross yield on a $578,990 purchase results in $6,178/mo in rent and $2,596/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.37). Annual cash flow of $31,150, five-year appreciation of $159,964, and $5,333/yr in equity build-up combine for a projected total cumulative return of $386,613.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.8% | 6.0% |
| Monthly Cash Flow | $2,596 | $300 |
City averages based on Fowler market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,178 |
| Total Monthly Debt Service | $3,351 |
| DSCR Ratio | 1.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93625, Fowler, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,962 (100%) |
| Owner Occupied HU | 1,787 (60.3%) |
| Renter Occupied HU | 1,041 (35.1%) |
| Vacant Housing Units | 134 ( 4.5%) |
| Median Home Value | $468,048 |
| Average Home Value | $551,849 |
Housing Distribution
Address Breakdown
Residential
2,795
Single Family
2,556
Multi-Family
239
Businesses
276
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93625, Fowler, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,962 (100%) |
| Owner Occupied HU | 1,787 (60.3%) |
| Renter Occupied HU | 1,041 (35.1%) |
| Vacant Housing Units | 134 ( 4.5%) |
| Median Home Value | $468,048 |
| Average Home Value | $551,849 |
Housing Distribution
Address Breakdown
Residential
2,795
Single Family
2,556
Multi-Family
239
Businesses
276
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices