1013 Planters PathBayportMN55003
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThere's a case for owning boring assets in strong markets. Rental yield 7.17%. It won't spike overnight, but it will produce quarter after quarter of U.S. dollar income with long-run appreciation. Ziffy Mortgage's DSCR loan removes U.S. income documentation barriers for non-residents. Five-year appreciation of $178,174 and $5,940/yr in equity build project total return of $233,500.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.0% |
| Monthly Cash Flow | $(259) | $450 |
City averages based on Bayport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,853 |
| Total Monthly Debt Service | $3,770 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
7,143 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55003, Bayport, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,219 (100%) |
| Owner Occupied HU | 852 (69.9%) |
| Renter Occupied HU | 316 (25.9%) |
| Vacant Housing Units | 51 ( 4.2%) |
| Median Home Value | $468,692 |
| Average Home Value | $523,187 |
Housing Distribution
Address Breakdown
Residential
1,099
Single Family
965
Multi-Family
134
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
7,143 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55003, Bayport, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,219 (100%) |
| Owner Occupied HU | 852 (69.9%) |
| Renter Occupied HU | 316 (25.9%) |
| Vacant Housing Units | 51 ( 4.2%) |
| Median Home Value | $468,692 |
| Average Home Value | $523,187 |
Housing Distribution
Address Breakdown
Residential
1,099
Single Family
965
Multi-Family
134
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices