1010 Elm AveGreenfieldCA93927
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 1010 Elm Ave, Greenfield, CA, 93927 in Greenfield hard to pass up. The 15.64% gross yield on a $530,000 purchase results in $6,906/mo in rent and $3,519/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.90). Annual cash flow of $42,229, five-year appreciation of $146,429, and $4,881/yr in equity build-up combine for a projected total cumulative return of $427,946.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.6% | 6.2% |
| Monthly Cash Flow | $3,519 | $300 |
City averages based on Greenfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,906 |
| Total Monthly Debt Service | $3,176 |
| DSCR Ratio | 2.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93927, Greenfield, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,875 (100%) |
| Owner Occupied HU | 2,395 (49.1%) |
| Renter Occupied HU | 2,256 (46.3%) |
| Vacant Housing Units | 224 ( 4.6%) |
| Median Home Value | $525,551 |
| Average Home Value | $634,352 |
Housing Distribution
Address Breakdown
Residential
3,988
Single Family
3,988
Multi-Family
0
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93927, Greenfield, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,875 (100%) |
| Owner Occupied HU | 2,395 (49.1%) |
| Renter Occupied HU | 2,256 (46.3%) |
| Vacant Housing Units | 224 ( 4.6%) |
| Median Home Value | $525,551 |
| Average Home Value | $634,352 |
Housing Distribution
Address Breakdown
Residential
3,988
Single Family
3,988
Multi-Family
0
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices