101 Virginia Pine DrivePlymouthNC27962
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 101 Virginia Pine Drive, Plymouth, NC, 27962 in Plymouth. Priced at $285,000, it generates $2,724/mo in gross rent and $987/mo in net monthly cash flow, a 11.47% yield that comfortably supports the 2.12 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,845. Five-year appreciation: $78,740. Equity from principal paydown: $2,625/yr. Total projected cumulative return: $171,431.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $987 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,724 |
| Total Monthly Debt Service | $1,624 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27962, Plymouth, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,543 (100%) |
| Owner Occupied HU | 1,832 (51.7%) |
| Renter Occupied HU | 1,108 (31.3%) |
| Vacant Housing Units | 603 (17.0%) |
| Median Home Value | $121,184 |
| Average Home Value | $169,337 |
Housing Distribution
Address Breakdown
Residential
3,021
Single Family
2,990
Multi-Family
31
Businesses
328
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27962, Plymouth, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,543 (100%) |
| Owner Occupied HU | 1,832 (51.7%) |
| Renter Occupied HU | 1,108 (31.3%) |
| Vacant Housing Units | 603 (17.0%) |
| Median Home Value | $121,184 |
| Average Home Value | $169,337 |
Housing Distribution
Address Breakdown
Residential
3,021
Single Family
2,990
Multi-Family
31
Businesses
328
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices