101 Main St SBrowervilleMN56438
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 101 Main St S, Browerville, MN, 56438 in Browerville speaks for itself: 11.04% gross on a $184,000 price, generating $1,693/mo in rent and $544/mo in net income after the $827/mo debt service. DSCR 2.05, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,531 stacks alongside $50,836 in projected five-year appreciation and $1,695/yr in principal reduction. Projected total cumulative return: $104,869.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 8.0% |
| Monthly Cash Flow | $544 | $150 |
City averages based on Browerville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,693 |
| Total Monthly Debt Service | $1,076 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56438, Browerville, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,474 (100%) |
| Owner Occupied HU | 962 (65.3%) |
| Renter Occupied HU | 215 (14.6%) |
| Vacant Housing Units | 297 (20.1%) |
| Median Home Value | $247,810 |
| Average Home Value | $279,891 |
Housing Distribution
Address Breakdown
Residential
1,007
Single Family
953
Multi-Family
54
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56438, Browerville, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,474 (100%) |
| Owner Occupied HU | 962 (65.3%) |
| Renter Occupied HU | 215 (14.6%) |
| Vacant Housing Units | 297 (20.1%) |
| Median Home Value | $247,810 |
| Average Home Value | $279,891 |
Housing Distribution
Address Breakdown
Residential
1,007
Single Family
953
Multi-Family
54
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices