101 Homecrest RdBattle CreekMI49037
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 101 Homecrest Rd, Battle Creek, MI, 49037 in Battle Creek speaks for itself: 18.11% gross on a $120,000 price, generating $1,811/mo in rent and $1,019/mo in net income after the $540/mo debt service. DSCR 3.35, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,234 stacks alongside $33,154 in projected five-year appreciation and $1,105/yr in principal reduction. Projected total cumulative return: $111,297.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.1% | 8.2% |
| Monthly Cash Flow | $1,019 | $450 |
City averages based on Battle Creek market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,811 |
| Total Monthly Debt Service | $744 |
| DSCR Ratio | 2.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
0.28 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
0.28 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jason R Carpenter • Keller Williams GR East
Mls Name: MichRIC
Mls Provider:
Mls ID: #25043036
Disclaimer: Information is deemed reliable but not guaranteed. Copyright 2025 MichRIC, LLC. All rights reserved.