101 Harmony Falls LnPanama City BeachFL32407








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Panama City Beach at 101 Harmony Falls Ln, Panama City Beach, FL, 32407 listed at $319,000 pairs $2,730/mo rent with a $1,561/mo payment to leave $613/mo cash flow. Total monthly income runs $2,730/mo, and annual cash flow reaches $7,361/yr on $105,749 cash to close. Return on cash invested measures 26.87% in year one, and rental yield registers 10.27% at a $319,000 basis. Equity gained on principal adds $2,058/yr, and annual property appreciation at 5% supports $88,134 by year five. Five-year ROI tracks 140.78% and total cumulative return in cash totals $148,873. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,730/mo property income relative to a $1,561/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Townhouse
Built in 2018
4,835 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32407, Panama City Beach, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,951 (100%) |
| Owner Occupied HU | 3,651 (26.2%) |
| Renter Occupied HU | 4,348 (31.2%) |
| Vacant Housing Units | 5,952 (42.7%) |
| Median Home Value | $449,782 |
| Average Home Value | $483,329 |
Housing Distribution
Address Breakdown
Residential
10,160
Single Family
6,283
Multi-Family
3,877
Businesses
760
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Listed by: Barbara A Wade • Beachy Beach Real Estate
Mls Name: CPAR
Mls ID: #784024






