101 7th Ave NSaint JamesMN56081








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint James at 101 7th Ave N, Saint James, MN, 56081 with 5% annual appreciation on a $145,000 basis while $1,591/mo rent supports operations. Total monthly income totals $1,591/mo and a $710/mo payment preserves $685/mo for cash returns. Annual cash flow comes to $8,223/yr on $48,068 deployed, and return on cash invested reaches 37.02% in year one. Equity gained on principal adds $936/yr, and five-year appreciation sums $40,061 alongside rental yield of 13.17%. Five-year ROI measures 194.74% and total cumulative return in cash totals $93,608.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,591/mo property income versus a $710/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1935
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56081, Saint James, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,704 (100%) |
| Owner Occupied HU | 1,805 (66.8%) |
| Renter Occupied HU | 671 (24.8%) |
| Vacant Housing Units | 228 ( 8.4%) |
| Median Home Value | $173,364 |
| Average Home Value | $216,896 |
Housing Distribution
Address Breakdown
Residential
2,449
Single Family
2,143
Multi-Family
306
Businesses
176
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Listed by: Tom Mayberry • Mayberry Realty
Mls Name: RASM
Mls Provider:
Mls ID: #7035839
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025, REALTOR Association of Southern MN. All Rights Reserved. Last Updated: 2025-10-27 04:41:47 PDT








