1005 S Pennsylvania StreetDenverCO80209
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Denver rental at 1005 S Pennsylvania Street, Denver, CO, 80209 sits in the solid-income band: 8.24% gross yield, $4,086/mo rent, $618/mo net after the $2,675/mo debt service, DSCR 1.53. Entry price of $595,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $164,388 and $5,480/yr in principal reduction bring total cumulative return to $264,514.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 3.8% |
| Monthly Cash Flow | $618 | $1,850 |
City averages based on Denver market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,086 |
| Total Monthly Debt Service | $3,231 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1910
1,770 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80209, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,199 (100%) |
| Owner Occupied HU | 6,640 (41.0%) |
| Renter Occupied HU | 8,227 (50.8%) |
| Vacant Housing Units | 1,332 ( 8.2%) |
| Median Home Value | $1,154,232 |
| Average Home Value | $1,260,413 |
Housing Distribution
Address Breakdown
Residential
15,556
Single Family
8,573
Multi-Family
6,983
Businesses
1,011
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1910
1,770 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80209, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,199 (100%) |
| Owner Occupied HU | 6,640 (41.0%) |
| Renter Occupied HU | 8,227 (50.8%) |
| Vacant Housing Units | 1,332 ( 8.2%) |
| Median Home Value | $1,154,232 |
| Average Home Value | $1,260,413 |
Housing Distribution
Address Breakdown
Residential
15,556
Single Family
8,573
Multi-Family
6,983
Businesses
1,011
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jenna Howard • LPT Realty
Mls Name: REcolorado
Mls Provider:
Mls ID: #9792296
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)