10046 Tudor AveMontclairCA91763
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 10046 Tudor Ave, Montclair, CA, 91763 in Montclair at $719,888, 5.91% gross yield, is a market-growth asset. Rental yield 5.91%. The $3,545/mo rent partially funds the $3,237/mo debt service; the core return is the 5%/yr price growth projected to add $198,892 over five years. Ziffy Mortgage's DSCR mortgage (1.10) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $214,540.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 5.2% |
| Monthly Cash Flow | $(909) | $300 |
City averages based on Montclair market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,545 |
| Total Monthly Debt Service | $4,167 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
7,308 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91763, Montclair, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,121 (100%) |
| Owner Occupied HU | 5,819 (52.3%) |
| Renter Occupied HU | 5,037 (45.3%) |
| Vacant Housing Units | 265 ( 2.4%) |
| Median Home Value | $583,784 |
| Average Home Value | $577,794 |
Housing Distribution
Address Breakdown
Residential
10,885
Single Family
9,746
Multi-Family
1,139
Businesses
1,740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
7,308 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91763, Montclair, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,121 (100%) |
| Owner Occupied HU | 5,819 (52.3%) |
| Renter Occupied HU | 5,037 (45.3%) |
| Vacant Housing Units | 265 ( 2.4%) |
| Median Home Value | $583,784 |
| Average Home Value | $577,794 |
Housing Distribution
Address Breakdown
Residential
10,885
Single Family
9,746
Multi-Family
1,139
Businesses
1,740
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #CV26077833