10018 Greenspire WayBowieMD20721
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 10018 Greenspire Way, Bowie, MD, 20721 in Bowie earns a 8.54% gross yield at $481,400. Rent of $3,425/mo nets $351/mo after the $2,165/mo mortgage. The 1.58 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $133,002 and $4,434/yr in equity accumulation project a total cumulative return of $205,551.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.1% |
| Monthly Cash Flow | $351 | $1,850 |
City averages based on Bowie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,425 |
| Total Monthly Debt Service | $2,883 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1998
1,500 sqft lot
$N/A/sqft
$80 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20721, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,566 (100%) |
| Owner Occupied HU | 9,080 (85.9%) |
| Renter Occupied HU | 1,159 (11.0%) |
| Vacant Housing Units | 327 ( 3.1%) |
| Median Home Value | $591,780 |
| Average Home Value | $599,636 |
Housing Distribution
Address Breakdown
Residential
11,088
Single Family
10,062
Multi-Family
1,026
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1998
1,500 sqft lot
$N/A/sqft
$80 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20721, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,566 (100%) |
| Owner Occupied HU | 9,080 (85.9%) |
| Renter Occupied HU | 1,159 (11.0%) |
| Vacant Housing Units | 327 ( 3.1%) |
| Median Home Value | $591,780 |
| Average Home Value | $599,636 |
Housing Distribution
Address Breakdown
Residential
11,088
Single Family
10,062
Multi-Family
1,026
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices