1000 3rd St UNIT 1605San FranciscoCA94158
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1000 3rd St UNIT 1605, San Francisco, CA, 94158 in San Francisco at $1,698,000, 4.97% gross yield, is a market-growth asset. Rental yield 4.97%. The $7,036/mo rent partially funds the $7,635/mo debt service; the core return is the 5%/yr price growth projected to add $469,126 over five years. Ziffy Mortgage's DSCR mortgage (0.92) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $330,359.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 4.5% |
| Monthly Cash Flow | $(4,973) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,036 |
| Total Monthly Debt Service | $11,333 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2018
1.06 Acres lot
$N/A/sqft
$1,035 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2018
1.06 Acres lot
$N/A/sqft
$1,035 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices