100 US Route One UNIT 101Cumberland ForesideME04110
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 100 US Route One UNIT 101, Cumberland Foreside, ME, 04110 in Cumberland Foreside. Priced at $619,000, it generates $12,000/mo in gross rent and $7,562/mo in net monthly cash flow, a 23.26% yield that comfortably supports the 4.31 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $90,749. Five-year appreciation: $171,018. Equity from principal paydown: $5,701/yr. Total projected cumulative return: $724,063.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.3% | 5.2% |
| Monthly Cash Flow | $7,562 | $1,200 |
City averages based on Cumberland Foreside market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $12,000 |
| Total Monthly Debt Service | $4,191 |
| DSCR Ratio | 2.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2024
N/A lot
$N/A/sqft
$531 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2024
N/A lot
$N/A/sqft
$531 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices