100 Main StBigforkMN56628
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 100 Main St, Bigfork, MN, 56628 in Bigfork speaks for itself: 19.03% gross on a $140,000 price, generating $2,220/mo in rent and $1,346/mo in net income after the $630/mo debt service. DSCR 3.52, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,149 stacks alongside $38,679 in projected five-year appreciation and $1,289/yr in principal reduction. Projected total cumulative return: $139,692.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19% | 6.5% |
| Monthly Cash Flow | $1,346 | $900 |
City averages based on Bigfork market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,220 |
| Total Monthly Debt Service | $819 |
| DSCR Ratio | 2.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56628, Bigfork, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,530 (100%) |
| Owner Occupied HU | 653 (42.7%) |
| Renter Occupied HU | 122 ( 8.0%) |
| Vacant Housing Units | 755 (49.3%) |
| Median Home Value | $311,905 |
| Average Home Value | $356,022 |
Housing Distribution
Address Breakdown
Residential
847
Single Family
811
Multi-Family
36
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56628, Bigfork, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,530 (100%) |
| Owner Occupied HU | 653 (42.7%) |
| Renter Occupied HU | 122 ( 8.0%) |
| Vacant Housing Units | 755 (49.3%) |
| Median Home Value | $311,905 |
| Average Home Value | $356,022 |
Housing Distribution
Address Breakdown
Residential
847
Single Family
811
Multi-Family
36
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices