100 Lio Pl #P4MaunaloaHI96770
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 100 Lio Pl #P4, Maunaloa, HI, 96770 in Maunaloa. At $680,000 it earns $5,458/mo in rent and distributes $1,585/mo to the owner after the $3,058/mo payment, a consistent 9.63% yield. DSCR 1.78 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $187,871 in value; $6,263/yr in principal paydown compounds ownership stake. Total projected return: $358,390.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $1,585 | $1,500 |
City averages based on Maunaloa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,458 |
| Total Monthly Debt Service | $3,602 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1980
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96770, Maunaloa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 694 (100%) |
| Owner Occupied HU | 182 (26.2%) |
| Renter Occupied HU | 90 (13.0%) |
| Vacant Housing Units | 422 (60.8%) |
| Median Home Value | $307,692 |
| Average Home Value | $381,497 |
Housing Distribution
Address Breakdown
Residential
6
Single Family
6
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1980
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96770, Maunaloa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 694 (100%) |
| Owner Occupied HU | 182 (26.2%) |
| Renter Occupied HU | 90 (13.0%) |
| Vacant Housing Units | 422 (60.8%) |
| Median Home Value | $307,692 |
| Average Home Value | $381,497 |
Housing Distribution
Address Breakdown
Residential
6
Single Family
6
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices