200/206 Awawa RdMaunaloaHI96770
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 200/206 Awawa Rd, Maunaloa, HI, 96770 in Maunaloa at $1,279,000, 4.82% gross yield, is a market-growth asset. Rental yield 4.82%. The $5,135/mo rent partially funds the $5,751/mo debt service; the core return is the 5%/yr price growth projected to add $353,364 over five years. Ziffy Mortgage's DSCR mortgage (0.89) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $343,994.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.0% |
| Monthly Cash Flow | $(2,148) | $1,500 |
City averages based on Maunaloa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,135 |
| Total Monthly Debt Service | $6,774 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
5.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96770, Maunaloa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 694 (100%) |
| Owner Occupied HU | 182 (26.2%) |
| Renter Occupied HU | 90 (13.0%) |
| Vacant Housing Units | 422 (60.8%) |
| Median Home Value | $307,692 |
| Average Home Value | $381,497 |
Housing Distribution
Address Breakdown
Residential
6
Single Family
6
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
5.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96770, Maunaloa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 694 (100%) |
| Owner Occupied HU | 182 (26.2%) |
| Renter Occupied HU | 90 (13.0%) |
| Vacant Housing Units | 422 (60.8%) |
| Median Home Value | $307,692 |
| Average Home Value | $381,497 |
Housing Distribution
Address Breakdown
Residential
6
Single Family
6
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices