100 Elm StHogansvilleGA30230
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 100 Elm St, Hogansville, GA, 30230 in Hogansville. Priced at $129,000, it generates $1,324/mo in gross rent and $538/mo in net monthly cash flow, a 12.31% yield that comfortably supports the 2.28 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,462. Five-year appreciation: $35,640. Equity from principal paydown: $1,188/yr. Total projected cumulative return: $83,568.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 8.0% |
| Monthly Cash Flow | $538 | $300 |
City averages based on Hogansville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,324 |
| Total Monthly Debt Service | $734 |
| DSCR Ratio | 1.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30230, Hogansville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,014 (100%) |
| Owner Occupied HU | 2,641 (65.8%) |
| Renter Occupied HU | 1,008 (25.1%) |
| Vacant Housing Units | 365 ( 9.1%) |
| Median Home Value | $247,740 |
| Average Home Value | $291,919 |
Housing Distribution
Address Breakdown
Residential
3,837
Single Family
3,769
Multi-Family
68
Businesses
215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30230, Hogansville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,014 (100%) |
| Owner Occupied HU | 2,641 (65.8%) |
| Renter Occupied HU | 1,008 (25.1%) |
| Vacant Housing Units | 365 ( 9.1%) |
| Median Home Value | $247,740 |
| Average Home Value | $291,919 |
Housing Distribution
Address Breakdown
Residential
3,837
Single Family
3,769
Multi-Family
68
Businesses
215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices