10 Spruce StValatieNY12184
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Valatie at 10 Spruce St, Valatie, NY, 12184 listed at $489,900 pairs $6,600/mo rent with a $2,398/mo payment to leave $3,328/mo cash flow. Total monthly income runs $6,600/mo, and annual cash flow reaches $39,940/yr on $162,402 cash to close. Return on cash invested measures 44.5% in year one, and rental yield registers 16.17% at a $489,900 basis. Equity gained on principal adds $3,161/yr, and annual property appreciation at 5% supports $135,350 by year five. Five-year ROI tracks 235.38% and total cumulative return in cash totals $382,265. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $6,600/mo property income relative to a $2,398/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1992
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12184, Valatie, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,504 (100%) |
| Owner Occupied HU | 2,363 (67.4%) |
| Renter Occupied HU | 686 (19.6%) |
| Vacant Housing Units | 455 (13.0%) |
| Median Home Value | $371,991 |
| Average Home Value | $474,466 |
Housing Distribution
Address Breakdown
Residential
2,702
Single Family
2,636
Multi-Family
66
Businesses
180
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Listed by: Barbara J. Robinson • Red Apple Realty
Mls Name: Columbia Greene Northern Dutchess MLS
Mls Provider:
Mls ID: #152665
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