10 Lighthouse LnDaly CityCA94014
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 10 Lighthouse Ln, Daly City, CA, 94014 in Daly City at $219,900 earns $1,475/mo in rent and nets $115/mo after the $989/mo payment, a 8.05% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $60,754 over five years. Ziffy Mortgage underwrites this on a 1.49 DSCR without U.S. credit history. With $2,025/yr in principal paydown, total projected return reaches $90,749.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $115 | $1,500 |
City averages based on Daly City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,475 |
| Total Monthly Debt Service | $1,273 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94014, Daly City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,245 (100%) |
| Owner Occupied HU | 8,003 (52.5%) |
| Renter Occupied HU | 6,639 (43.5%) |
| Vacant Housing Units | 603 ( 4.0%) |
| Median Home Value | $1,072,278 |
| Average Home Value | $1,078,528 |
Housing Distribution
Address Breakdown
Residential
14,154
Single Family
10,993
Multi-Family
3,161
Businesses
854
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94014, Daly City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,245 (100%) |
| Owner Occupied HU | 8,003 (52.5%) |
| Renter Occupied HU | 6,639 (43.5%) |
| Vacant Housing Units | 603 ( 4.0%) |
| Median Home Value | $1,072,278 |
| Average Home Value | $1,078,528 |
Housing Distribution
Address Breakdown
Residential
14,154
Single Family
10,993
Multi-Family
3,161
Businesses
854
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robert Costa • Advantage Homes
Mls Name: Bay East AOR
Mls ID: #41119700