10 King Charles Cir #10BaltimoreMD21237
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Baltimore rentals match the income profile of 10 King Charles Cir #10, Baltimore, MD, 21237. Listed at $262,000, gross rent is $2,348/mo and net cash flow is $719/mo, a 10.76% yield well above national averages. DSCR 1.99 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $72,386 by year five with $2,413/yr in annual principal reduction, projecting $145,614 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 4.8% |
| Monthly Cash Flow | $719 | $850 |
City averages based on Baltimore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,348 |
| Total Monthly Debt Service | $1,525 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21237, Rosedale, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,469 (100%) |
| Owner Occupied HU | 7,212 (57.8%) |
| Renter Occupied HU | 4,603 (36.9%) |
| Vacant Housing Units | 654 ( 5.2%) |
| Median Home Value | $332,660 |
| Average Home Value | $400,522 |
Housing Distribution
Address Breakdown
Residential
12,854
Single Family
9,375
Multi-Family
3,479
Businesses
1,120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21237, Rosedale, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,469 (100%) |
| Owner Occupied HU | 7,212 (57.8%) |
| Renter Occupied HU | 4,603 (36.9%) |
| Vacant Housing Units | 654 ( 5.2%) |
| Median Home Value | $332,660 |
| Average Home Value | $400,522 |
Housing Distribution
Address Breakdown
Residential
12,854
Single Family
9,375
Multi-Family
3,479
Businesses
1,120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices