10 Holcomb Hill RoadWest GranbyCT06090
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder10 Holcomb Hill Road, West Granby, CT, 06090 in West Granby is a stable, well-positioned rental at $950,000. Rental yield 7.6%. DSCR 1.41 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $262,467 in value and $8,750/yr in principal paydown builds equity, a total projected return of $324,999.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $(597) | $1,200 |
City averages based on West Granby market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,018 |
| Total Monthly Debt Service | $6,237 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
3.95 Acres lot
$N/A/sqft
$50 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06090, West Granby, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 441 (100%) |
| Owner Occupied HU | 414 (93.9%) |
| Renter Occupied HU | 12 ( 2.7%) |
| Vacant Housing Units | 15 ( 3.4%) |
| Median Home Value | $549,784 |
| Average Home Value | $550,785 |
Housing Distribution
Address Breakdown
Residential
428
Single Family
428
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
3.95 Acres lot
$N/A/sqft
$50 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06090, West Granby, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 441 (100%) |
| Owner Occupied HU | 414 (93.9%) |
| Renter Occupied HU | 12 ( 2.7%) |
| Vacant Housing Units | 15 ( 3.4%) |
| Median Home Value | $549,784 |
| Average Home Value | $550,785 |
Housing Distribution
Address Breakdown
Residential
428
Single Family
428
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nancy B. Reardon • Berkshire Hathaway NE Prop.
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24099454
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.