10 Hamilton Street,Johnstown,NY,12095

Investment Highlights

Rental property for sale in Johnstown at 10 Hamilton Street, Johnstown, NY, 12095 offers $1,978/mo rent that, after a $759/mo payment, leaves $943/mo cash flow. Total monthly income is $1,978/mo, and annual cash flow is $11,311/yr on $51,383 cash. Return on cash invested measures 41.92% in year one, and rental yield stands at 15.31% at a $155,000 entry. Equity gained on principal adds $1,000/yr while 5% annual appreciation compounds into $42,824 by year five. Five-year ROI records 221.57% and total cumulative return in cash reaches $113,848. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,978/mo property income versus a $759/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.