10 Ellsmere St, Worcester, MA, 01604 | $1,207/mo Cash Flow

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10 Ellsmere St, Worcester, MA, 01604 | $1,207/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Worcester at 10 Ellsmere St, Worcester, MA, 01604 with 5% annual appreciation on a $399,999 basis while $3,728/mo rent supports operations. Total monthly income totals $3,728/mo and a $1,958/mo payment preserves $1,207/mo for cash returns. Annual cash flow comes to $14,480/yr on $132,600 deployed, and return on cash invested reaches 30.83% in year one. Equity gained on principal adds $2,581/yr, and five-year appreciation sums $110,512 alongside rental yield of 11.18%. Five-year ROI measures 161.55% and total cumulative return in cash totals $214,215.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,728/mo property income versus a $1,958/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1950

5,000 sqft lot

$N/A/sqft

No HOA

More details about the property

A classic East Side residence offering both charm and convenience! Built in 1950, this 4-bedroom, 2-bath Cape has been in the same family for over 50 years. Features include cedar shingles, efficient living spaces, partially finished basement with a private side entry, & hardwood floors throughout. Notable updates include a young roof (2015) & hot water heater (2016). Gas connection on street. Set on a quiet dead-end street, the yard is easy to maintain while still offering plenty of space to enjoy outdoors. Just around the corner from Shrewsbury Streets restaurants, UMass Medical School, downtown Worcester, and major highways, this property presents a fantastic opportunity to own in a central Worcester location!

Neighborhood Data

Neighborhood data shown for ZIP Code: 01604, Worcester, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	18,399 (100%)
Owner Occupied HU	7,277 (39.6%)
Renter Occupied HU	10,006 (54.4%)
Vacant Housing Units	1,116 ( 6.1%)
Median Home Value	$391,828
Average Home Value	$466,459