36 Elm StUxbridgeMA01569
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.08% yield at 36 Elm St, Uxbridge, MA, 01569 in Uxbridge is solid, but the $1,529/mo payment compresses net cash flow to $146/mo at $340,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $93,936 by year five, and $3,131/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.50) without U.S. income documentation. Total projected return: $138,527.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.0% |
| Monthly Cash Flow | $146 | $500 |
City averages based on Uxbridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,289 |
| Total Monthly Debt Service | $2,008 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1929
6,647 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01569, Uxbridge, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,025 (100%) |
| Owner Occupied HU | 4,750 (78.8%) |
| Renter Occupied HU | 1,100 (18.3%) |
| Vacant Housing Units | 175 ( 2.9%) |
| Median Home Value | $498,890 |
| Average Home Value | $542,844 |
Housing Distribution
Address Breakdown
Residential
5,631
Single Family
5,335
Multi-Family
296
Businesses
363
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1929
6,647 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01569, Uxbridge, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,025 (100%) |
| Owner Occupied HU | 4,750 (78.8%) |
| Renter Occupied HU | 1,100 (18.3%) |
| Vacant Housing Units | 175 ( 2.9%) |
| Median Home Value | $498,890 |
| Average Home Value | $542,844 |
Housing Distribution
Address Breakdown
Residential
5,631
Single Family
5,335
Multi-Family
296
Businesses
363
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Matt Santurri • Byrnes Real Estate Group LLC
Mls Name: MLS PIN
Mls ID: #73451123