10 Dune Ave #19Sea IslandGA31561
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 10 Dune Ave #19, Sea Island, GA, 31561 in Sea Island at $1,227,000, 4.29% gross yield, is a market-growth asset. Rental yield 4.29%. The $4,387/mo rent partially funds the $5,517/mo debt service; the core return is the 5%/yr price growth projected to add $338,997 over five years. Ziffy Mortgage's DSCR mortgage (0.80) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $155,835.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 5.2% |
| Monthly Cash Flow | $(4,925) | $2,000 |
City averages based on Sea Island market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,387 |
| Total Monthly Debt Service | $8,824 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2008
N/A lot
$N/A/sqft
$22,136 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31561, Sea Island, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 575 (100%) |
| Owner Occupied HU | 82 (14.3%) |
| Renter Occupied HU | 8 ( 1.4%) |
| Vacant Housing Units | 485 (84.3%) |
| Median Home Value | $850,000 |
| Average Home Value | $992,683 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2008
N/A lot
$N/A/sqft
$22,136 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31561, Sea Island, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 575 (100%) |
| Owner Occupied HU | 82 (14.3%) |
| Renter Occupied HU | 8 ( 1.4%) |
| Vacant Housing Units | 485 (84.3%) |
| Median Home Value | $850,000 |
| Average Home Value | $992,683 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Patrick Dunn • Sea Island Properties
Mls Name: GIAOR
Mls ID: #1646773
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