114 Highland Ave, Saint Simons Island, GA, 31522 | 5.61% Rental Yield

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114 Highland Ave, Saint Simons Island, GA, 31522 | 5.61% Rental Yield | Ziffy

For Sale

Listed for sale 4 days ago

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Simons Island at 114 Highland Ave, Saint Simons Island, GA, 31522 listed at $799,000 pairs $3,732/mo rent with a $3,911/mo payment. Total monthly income runs $3,732/mo. Return on cash invested measures 14.9% in year one, and rental yield registers 5.61% at a $799,000 basis. Equity gained on principal adds $5,156/yr, and annual property appreciation at 5% supports $220,749 by year five. Five-year ROI tracks 75.79% and total cumulative return in cash totals $199,242. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,732/mo property income relative to a $3,911/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1958

8,276 sqft lot

$N/A/sqft

No HOA

More details about the property

Tucked away in one of the islands most desirable locations, this beautifully updated home invites you to fully embrace the ease and convenience of island living. Park the car and hop on your golf cart or beach cruiser to enjoy everything that makes life on SSI so special. Designed with entertaining in mind, the home offers multiple gathering spaces along with exceptional storage, including a mudroom, ample cabinetry, and large closets to keep everything organized. Fully updated and meticulously cared for, this four-sided brick home also offers the benefit of low-maintenance living. The oversized chefs kitchen features updated appliances and flows seamlessly into the dining area and expansive family room, highlighted by a tongue-and-groove vaulted ceiling. Outdoors, enjoy a nicely sized yard, an uncovered side paver patio, and a covered rear patioideal for relaxing or hosting guests. A spacious storage shed provides the perfect place for all your island toys. Just steps from the beach, where you can hear the waves at night, yet located in an X flood zone, this home truly offers the best of island living.

Neighborhood Data

Neighborhood data shown for ZIP Code: 31522, Saint Simons Island, GA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	12,280 (100%)
Owner Occupied HU	6,783 (55.2%)
Renter Occupied HU	1,468 (12.0%)
Vacant Housing Units	4,029 (32.8%)
Median Home Value	$607,719
Average Home Value	$700,965