10 Courtesy AvenueBelmontNH03220
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.04% yield at 10 Courtesy Avenue, Belmont, NH, 03220 in Belmont is solid, but the $697/mo payment compresses net cash flow to $129/mo at $155,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $42,824 by year five, and $1,428/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.68) without U.S. income documentation. Total projected return: $67,434.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $129 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,168 |
| Total Monthly Debt Service | $977 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03220, Belmont, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,973 (100%) |
| Owner Occupied HU | 2,572 (64.7%) |
| Renter Occupied HU | 714 (18.0%) |
| Vacant Housing Units | 687 (17.3%) |
| Median Home Value | $330,418 |
| Average Home Value | $362,935 |
Housing Distribution
Address Breakdown
Residential
2,978
Single Family
2,758
Multi-Family
220
Businesses
221
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03220, Belmont, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,973 (100%) |
| Owner Occupied HU | 2,572 (64.7%) |
| Renter Occupied HU | 714 (18.0%) |
| Vacant Housing Units | 687 (17.3%) |
| Median Home Value | $330,418 |
| Average Home Value | $362,935 |
Housing Distribution
Address Breakdown
Residential
2,978
Single Family
2,758
Multi-Family
220
Businesses
221
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Douglas Rollins • BHHS Verani Belmont
Mls Name: PrimeMLS
Mls ID: #5070660