181 Loudon RdPittsfieldNH03263
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 181 Loudon Rd, Pittsfield, NH, 03263 in Pittsfield achieves a 1.69 ratio at $135,000: $1,027/mo rent versus $607/mo debt service. Rental yield 9.13%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.13% yield compounds alongside 5% annual appreciation projecting $37,298 in value. Total projected cumulative return: $48,086.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $(66) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,027 |
| Total Monthly Debt Service | $1,039 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
1.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03263, Pittsfield, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,827 (100%) |
| Owner Occupied HU | 1,173 (64.2%) |
| Renter Occupied HU | 552 (30.2%) |
| Vacant Housing Units | 102 ( 5.6%) |
| Median Home Value | $385,476 |
| Average Home Value | $464,616 |
Housing Distribution
Address Breakdown
Residential
1,686
Single Family
1,589
Multi-Family
97
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
1.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03263, Pittsfield, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,827 (100%) |
| Owner Occupied HU | 1,173 (64.2%) |
| Renter Occupied HU | 552 (30.2%) |
| Vacant Housing Units | 102 ( 5.6%) |
| Median Home Value | $385,476 |
| Average Home Value | $464,616 |
Housing Distribution
Address Breakdown
Residential
1,686
Single Family
1,589
Multi-Family
97
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A