10 Carmel StSan FranciscoCA94117
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in San Francisco at 10 Carmel St, San Francisco, CA, 94117 projects strong ROI of 10.24%. Rental yield 4.4%. With 5% annual appreciation, the property builds $766,681 in value over five years. Equity growth combined delivers a projected five-year ROI of 68.27%, translating into $535,218 in total cumulative return on $783,938 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 4.5% |
| Monthly Cash Flow | $(8,109) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $10,184 |
| Total Monthly Debt Service | $17,189 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1915
3,057 sqft lot
$N/A/sqft
$500 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94117, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,748 (100%) |
| Owner Occupied HU | 5,231 (26.5%) |
| Renter Occupied HU | 13,020 (65.9%) |
| Vacant Housing Units | 1,497 ( 7.6%) |
| Median Home Value | $1,699,396 |
| Average Home Value | $1,624,197 |
Housing Distribution
Address Breakdown
Residential
18,772
Single Family
8,176
Multi-Family
10,596
Businesses
909
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1915
3,057 sqft lot
$N/A/sqft
$500 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94117, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,748 (100%) |
| Owner Occupied HU | 5,231 (26.5%) |
| Renter Occupied HU | 13,020 (65.9%) |
| Vacant Housing Units | 1,497 ( 7.6%) |
| Median Home Value | $1,699,396 |
| Average Home Value | $1,624,197 |
Housing Distribution
Address Breakdown
Residential
18,772
Single Family
8,176
Multi-Family
10,596
Businesses
909
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eric Turner • Compass
Mls Name: SFAR
Mls Provider:
Mls ID: #425036997
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.