10 Brookline AveVictorNY14564
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 10 Brookline Ave, Victor, NY, 14564 in Victor achieves 1.54, rent of $2,078/mo covers the $1,349/mo payment 1.5x over at $300,000. Rental yield 8.31%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $82,884 over five years, with $2,763/yr in principal reduction bringing total projected return to $119,200.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $(300) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,078 |
| Total Monthly Debt Service | $1,884 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1988
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14564, Victor, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,253 (100%) |
| Owner Occupied HU | 5,405 (74.5%) |
| Renter Occupied HU | 1,368 (18.9%) |
| Vacant Housing Units | 480 ( 6.6%) |
| Median Home Value | $398,089 |
| Average Home Value | $417,284 |
Housing Distribution
Address Breakdown
Residential
6,921
Single Family
6,014
Multi-Family
907
Businesses
928
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1988
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14564, Victor, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,253 (100%) |
| Owner Occupied HU | 5,405 (74.5%) |
| Renter Occupied HU | 1,368 (18.9%) |
| Vacant Housing Units | 480 ( 6.6%) |
| Median Home Value | $398,089 |
| Average Home Value | $417,284 |
Housing Distribution
Address Breakdown
Residential
6,921
Single Family
6,014
Multi-Family
907
Businesses
928
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices