1 Woodridge LnWestfordMA01886
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder1 Woodridge Ln, Westford, MA, 01886 in Westford is a stable, well-positioned rental at $624,700. Rental yield 7.04%. DSCR 1.31 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $172,593 in value and $5,754/yr in principal paydown builds equity, a total projected return of $219,763.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 5.1% |
| Monthly Cash Flow | $(271) | $600 |
City averages based on Westford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,666 |
| Total Monthly Debt Service | $3,689 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01886, Westford, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,948 (100%) |
| Owner Occupied HU | 7,565 (76.0%) |
| Renter Occupied HU | 1,637 (16.5%) |
| Vacant Housing Units | 746 ( 7.5%) |
| Median Home Value | $821,190 |
| Average Home Value | $852,891 |
Housing Distribution
Address Breakdown
Residential
9,010
Single Family
8,219
Multi-Family
791
Businesses
890
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01886, Westford, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,948 (100%) |
| Owner Occupied HU | 7,565 (76.0%) |
| Renter Occupied HU | 1,637 (16.5%) |
| Vacant Housing Units | 746 ( 7.5%) |
| Median Home Value | $821,190 |
| Average Home Value | $852,891 |
Housing Distribution
Address Breakdown
Residential
9,010
Single Family
8,219
Multi-Family
791
Businesses
890
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A