1 Truitt RdPickensMS39146
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 1 Truitt Rd, Pickens, MS, 39146 in Pickens is straightforward: $119,000 in, $1,210/mo in rent, $481/mo out after debt service. The 12.2% gross yield and 2.26 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $32,878 by year five. With $1,096/yr in principal equity, the total cumulative return is projected at $76,145.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 6.2% |
| Monthly Cash Flow | $481 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,210 |
| Total Monthly Debt Service | $681 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
18.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39146, Pickens, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,214 (100%) |
| Owner Occupied HU | 811 (66.8%) |
| Renter Occupied HU | 252 (20.8%) |
| Vacant Housing Units | 151 (12.4%) |
| Median Home Value | $110,417 |
| Average Home Value | $152,873 |
Housing Distribution
Address Breakdown
Residential
883
Single Family
822
Multi-Family
61
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
18.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39146, Pickens, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,214 (100%) |
| Owner Occupied HU | 811 (66.8%) |
| Renter Occupied HU | 252 (20.8%) |
| Vacant Housing Units | 151 (12.4%) |
| Median Home Value | $110,417 |
| Average Home Value | $152,873 |
Housing Distribution
Address Breakdown
Residential
883
Single Family
822
Multi-Family
61
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dillon Walker • Backwoods Land Company, LLC
Mls Name: My State MLS
Mls ID: #11339703