1 Oaks CourtBrightwatersNY11718
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1 Oaks Court, Brightwaters, NY, 11718 in Brightwaters speaks for itself: 14.65% gross on a $729,000 price, generating $8,898/mo in rent and $4,030/mo in net income after the $3,278/mo debt service. DSCR 2.71, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $48,358 stacks alongside $201,409 in projected five-year appreciation and $6,714/yr in principal reduction. Projected total cumulative return: $537,285.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.7% | 6.2% |
| Monthly Cash Flow | $4,030 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $8,898 |
| Total Monthly Debt Service | $4,578 |
| DSCR Ratio | 1.94x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11718, Brightwaters, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,070 (100%) |
| Owner Occupied HU | 959 (89.6%) |
| Renter Occupied HU | 83 ( 7.8%) |
| Vacant Housing Units | 28 ( 2.6%) |
| Median Home Value | $738,560 |
| Average Home Value | $823,058 |
Housing Distribution
Address Breakdown
Residential
1,135
Single Family
1,111
Multi-Family
24
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11718, Brightwaters, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,070 (100%) |
| Owner Occupied HU | 959 (89.6%) |
| Renter Occupied HU | 83 ( 7.8%) |
| Vacant Housing Units | 28 ( 2.6%) |
| Median Home Value | $738,560 |
| Average Home Value | $823,058 |
Housing Distribution
Address Breakdown
Residential
1,135
Single Family
1,111
Multi-Family
24
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices