1 Jay CirLemoynePA17043
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1 Jay Cir, Lemoyne, PA, 17043 in Lemoyne: $2,581/mo in rent, $747/mo net, 11.07% gross yield, all on a $279,900 acquisition. The 2.05 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $77,331 in value, and $2,578/yr in principal paydown steadily builds equity. Projected total cumulative return: $144,304.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $747 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,581 |
| Total Monthly Debt Service | $1,895 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2012
1,307 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17043, Lemoyne, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,321 (100%) |
| Owner Occupied HU | 1,615 (48.6%) |
| Renter Occupied HU | 1,494 (45.0%) |
| Vacant Housing Units | 212 ( 6.4%) |
| Median Home Value | $260,366 |
| Average Home Value | $345,611 |
Housing Distribution
Address Breakdown
Residential
3,101
Single Family
2,631
Multi-Family
470
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2012
1,307 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17043, Lemoyne, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,321 (100%) |
| Owner Occupied HU | 1,615 (48.6%) |
| Renter Occupied HU | 1,494 (45.0%) |
| Vacant Housing Units | 212 ( 6.4%) |
| Median Home Value | $260,366 |
| Average Home Value | $345,611 |
Housing Distribution
Address Breakdown
Residential
3,101
Single Family
2,631
Multi-Family
470
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices